Decentralised finance
Decentralised finance
Good Day! This is my weekly newsletter, with a dose of insights into the future. The topic of this newsletter is the exponential times we live in, hence the title of f(x) = e^x, which is the (natural) exponential function.
Recently, I launched my new concept The Digital Speaker and you can now book me as an avatar or hologram. Also, my tech trend prediction for 2021 is out, read it here!
How Decentralised Finance Will Change the World's Economy
My latest article:
Decentralised Finance (DeFi) imagines a global, decentralised alternative to every financial service that exists today, including insurance, savings, loans, etc. It will bring financial activities to anyone with a smartphone and an internet connection. It is equipped to fundamentally change the world economy. With blockchain technology spearheading the front, decentralised finance is set to bring back privacy, trust, and let individuals create a future where a transparent, secure, public system is in control once again. DeFi will enable the unbanked to join the economic system, it will lower the cost of doing business and it will offer new investment opportunities for anyone across the globe. The future is decentralised, and that certainly applies to the financial sector.
Three Useful Nuggets of Information
My weekly tips from around the web to get you thinking.
1. How AI regulation could work
When even the companies developing AI themselves agree with the need for regulation, something is happening. However, we need a 21st-century solution for a 21st-century problem. (VentureBeat)
2. Why nobody freaks out about cloud neutrality.
The internet is run by multibillion-dollar, privately-owned companies that build and run the necessary infrastructure. Everyone talks about Net Neutrality, but no one talks about Cloud Neutrality. That should freak you out. (Wired)
3. Did the Chinese hack Equifax?
Four Chinese military hackers have been arrested for breaking into Equifax in 2017 and stealing trade secrets as well as the personal data of 145 million Americans. How did this happen? (MIT)
Dr. Mark van Rijmenam
Dr. Mark van Rijmenam is The Digital Speaker, a world-leading futurist and global AI keynote speaker who helps leaders decide what AI, and the technologies that follow it, mean for their business. He speaks to leadership teams at their retreats and to conference audiences worldwide, and his WAVE framework gives them a way of deciding that they keep using long after he has left the room. His Intelligence Age Scorecard measures how ready an organization is across the four WAVE pillars.
He holds a PhD from the University of Technology Sydney, is a Certified Speaking Professional and Global Speaking Fellow, and ranks among the world’s top futurists on the Global Gurus list (#1 in 2025, #3 in 2026). Salesforce named him one of its 16 leading AI voices. He has written six books, most recently Now What? How to Ride the Tsunami of Change, writes the Synthetic Minds newsletter on Substack, and founded Futurwise. Talk to his digital twin on WhatsApp: +1 (830) 463-6967.
