The Algorithms You Should Fear Aren’t on Spotify

We’re busy blaming TikTok and Spotify for boring us while unseen algorithms decide who gets housing, healthcare, or even basic dignity.

While cultural algorithms are critiqued for "flattening" creativity, the real villains lie deeper. Algorithms dictate everything from mortgage approvals to healthcare access, often amplifying systemic biases.

A 2021 study revealed Black applicants were 80% more likely to be denied loans by algorithmic underwriting systems, exposing the darker side of automated decision-making. Similarly, tenant-screening tools have discriminated against federal housing voucher recipients.

• Algorithms increasingly shape life-critical decisions
• Biases in their design perpetuate systemic inequities
• Regulation lags behind, leaving vulnerable populations exposed

As algorithms quietly dictate our lives, how can we ensure they serve humanity rather than deepen divides?

Read the full article on The Atlantic.

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